Building has begun, or soon will? Go to the Building side →
How we help
in retirement.
We model the ways your real estate, super and savings could give you an income, and set each pathway side by side. The decision stays yours.
How we help in retirement
From where you stand to a decision that is yours.
See where you stand
We model your position from your own documents and goals.
Know your pathways
Each shows what changes for your income, your tax and your super.
Compare side by side
At retirement, five years on and ten years on, in today’s dollars.
Decide
The decision is yours. We educate; we don’t advise.
Act with your team
Your accountant, solicitor and broker do their parts; we keep everyone in step.
Look again
Even a plan that’s working well deserves a second look.
Ways to draw an income
Not every holding pays you the same way.
Holding and renting
Keep what you hold, and live from the rent.
Selling some down
Sell one, clear debt, and see what the rest pays.
Downsizing
A smaller home, and what the money freed up can do.
Property in super
Buying property with super, and what changed on 10 August 2026.
An income floor
The income you can rely on, whatever the market does.
What changed on
10 August 2026
Have $300,000 or $400,000 in super and want it in bricks and mortar? Since 10 August 2026, a self-managed super fund can’t take out a new loan to buy residential property. Owning a property, or a share of one, with money already in super may still be possible. It’s worth modelling before you rule it out.
Source: Treasury Laws Amendment (Tax Reform No. 1) Act 2026.
What it costs
A second opinion on a property you have found, run against your own numbers. A good buy can still be the wrong buy for you. For a small cost before a very large decision, you know which it is.
You have spent years building. This shows whether what you hold is giving all it could, and sets the pathways open to you side by side. You pay only if Nicholas can see it adding value.
Meet Nicholas and talk it through first. He tells you where he can add value and gives you a quote tailored to you. Take it away and think it over; nothing is asked of you up front. When a lender says no or the numbers look out of reach, he looks for the way through.
Paid for a property check or Position and Pathways first?
It is credited if you go on to mentoring.
Every fee is quoted in writing before any work starts.
Get a feel for us first.A mentor with experience since 1997, on your side.